Common Cents - Some Tips for saving them

This recession has been on for a very long time. Now the government is having a "shut down" (leaving active military with only half a paycheck to work with until they get it together & pass a budget), some rely on supplemental security income, others are single income families, and Lord knows there are a million and one different reasons why families have to function on less than the ideal budget. Whatever your reason may be; I've been looking for and putting to use these tips & tricks I'll be sharing with you today.
These are suggestions, you may choose to use some or all of them, but I hope that if you do use them you'll consider that many of these suggestions take a little more hands on work, and while they don't take much time to make or put to use, they will save a very pretty penny. The following prices are based on California prices as of April 2011, The cost of a box of baking soda is anywhere between 1 and 3 dollars, a box of borax runs about the same, and a gallon bottle of vinegar is about $5 or so. These are the basics for most of the recipes here & a bar of soap is only a few cents to a dollar.

1. Making your own:

Soaps/cleanser: If you take a bar of soap, and grate it in to a bowl, then add enough distilled water (you can find gallon containers of distilled water for about a dollar in any grocery/drug store) to make it a thick liquid, pour it into a washed flip top bottle. You've made your own body wash. (Note: boys can use this for hair as well saving on actual shampoo).

Toothpaste:
By mixing a teaspoon of baking soda, a pinch of salt, and some peppermint or your preferred flavor extract, then just enough water to make a paste; you can make very effective toothpaste. Put it in a small jar with a lid and mix it with a clean toothpick or the like before each use, put the same amount on your tooth brush as usual and brush away.

Laundry soap:
Grate a bar of Zote, Fels Naptha, or ivory soap into a bowl, add a cup of baking soda, and a cup of borax to it, pour it into a zip lock bag and shake or move around to mix well. Add 1 tablespoon to each load. It lasts a good while and cleans clothes just as well if not better than the stuff you pay $17.00 for at the store every month.

Carpet freshener:
In a jar with a lid, mix 1 cup of baking soda, and a tablespoon of your favorite spice such as cinnamon or ginger; shake the jar to mix well. Sprinkle this on your carpet then vacuum it up. It keeps your carpet fresh, eliminates any odors, and makes your home smell good as well.

2. Barter:

Offer a service such as babysitting, meal preparation, or something you are good at, in exchange for a product you need or a service you might not be so handy with. In this way both parties benefit because you'll have saved each other an expense that could very well mean saving either one of you from overdraw or other unfortunate hardship.

3. Change some cleaning methods:

Washing dishes
Fill 1 side of the sink with hot water, add a cup of white vinegar (don't worry the smell will not be there for long), sprinkle some baking soda on your dish sponge and use it to scrub your dishes, once all debris is un stuck place the dish in the vinegar water and when that side is full of clean dishes, you can remove them and rinse them before setting in the strainer or drying them and putting them away. Baking soda cuts grease better than anything I've ever seen & using this method I've cleaned pans I had long sense lost hope for. The vinegar is nontoxic so if water usage is an issue there is no need to rinse the dishes after dipping them in the water.

All-purpose Cleaner:
Fill a spray bottle with the juice from half a lemon, half a cup of vinegar, a teaspoon of baking soda and top it off with water; to clean everything from surfaces to vegetables. Baking soda is safe to use on glass surfaces because it's a fine powder just strong enough to remove grime, but gentle enough not to scratch.

Mopping:
After sweeping the bare floor, sprinkle baking soda on the area to be mopped, in a bucket of hot water add a cup of vinegar. Mop floor as usual cleaning up the baking soda as you go. It is interesting to have someone see the bucket when you're done, because the surprise in his or her voice is genuine.

4. Menu plan:

It's always a good idea to have some sort of reserve just in case. Some foods I like to keep in my pantry are basic staple items that can be thrown together in a pinch. Create a menu plan based on lower costing foods such as rice, beans, pasta with canned or jarred sauces, and canned goods. I like to keep these foods in my pantry for emergencies. Think about what foods you and your family enjoy and see if you can figure out a way to make those meals using lower priced ingredients.

Home cooking:
If you buy a burger you eat 1 time, if you make burgers at home, you're more likely to have left-overs and feed the family at least 1 more time before your food is gone and for the same amount of money. The same rules apply for most any other food you can think of. Save restaurant outings for big celebrations such as birthdays or holidays.

Starbucks:
Well ladies and Gents, I'm going there. No, Starbucks. I realize that coffee shops and juice smoothies are simply awesome, if they don't feed the fam it's time to give em up for a bit. Buy coffee you can make at home then try adding your own spices such as cinnamon, vanilla, or nutmeg to your cup. It's just as easy to come up with flavors of your own, and who knows; you may even find that you like your creations better than the ones that cost 4 dollars a cup. Try brewing tea as well, grocery stores carry a wide variety of teas and there is bound to be 1 that you enjoy.

5. Shop with care:

Make a list and stick to it:
When shopping for groceries, make a list before hand of all the things you will need for your meals. Take that list with you and stick to it. It's tempting to grab that extra candy bar; bag of chips, or even soda on the way out, but it is not really a necessity so leave it for another time.

Coupons:
While I'd love to say go through your Sunday paper and clip out the coupons, I know that I couldn't do that if I wanted to because I can't see them. So, get online, google whatever company or product and then add the word coupon in the search field. You should be able to either print out coupons for these things or find online coupon codes you can use during checkout. Don't hesitate to ask friends or family to help you look for coupons and you can keep them in a set of envelopes labeled by category. Also, while a great bargain can be helpful, sometimes we buy things we don't really need because we can get them at a cheaper price. Instead, look for a bargain on a specific item you need & leave the rest for later.

6. Write out a budget:

Creating a budget allows you to see how much you have and then decide how much you can afford to spend on each bill. If you can set a certain amount each month, or each pay period you can save yourself time, stress and of course money. Take each bill you have and divide your earnings evenly amongst them. Be sure to add the category of groceries, savings, and household expenses. That way you can tell how much to spend on payday.

7. Reduce:

You can also reduce your expenses by calling the utility, gas, phone, cable companies etc, and asking about downgrading minutes, package plans, or baseline programs offered by the utility and gas company. Some of these programs may require a doctor's report, but it's worth the trouble to reduce the monthly cost. A LAN line phone company may also offer a reduced rate program.  Ask if your state has a telephone Accessibility Program. These are programs that offer free accessible adaptive phone equipment to people with disabilities.

There are so many ways a person can save from the simple common sense changes like turning off lights and appliances every time you leave a room to extreme changes such as making your own baby wipes (some people make wipes from flannel instead of buying toilet paper or cotton fabric napkins for dining and clean up) and using cloth diapers either for a baby or for feminine needs. If you can sew this may be an option you may wish to consider. But no matter what changes you make, always remember that money isn't everything and money is not what makes us who we are, it's our family and the time you spend together. Getting the kids involved with making soap, baking your own snacks, or just a good board game instead of cable TV can create some awesome memories. An added benefit, these are skills that our children can use in case they run in to hard times when they grow up, and they can pass them on to the next generation.

I hope you take these suggestions and recipes with you and that they help you save as much as they've helped me. I'm not rich, I'm not anywhere near it, but I still have enough to keep my family safe, healthy, and happy. I wish the same and more for you.

Do you have any tips to share? If you do, I'd really love to hear them. Please feel free to leave them in the comment section below.

Until next time, God bless you all and as always; make it a great day!

On The Move

The day I had waited for had finally arived! After 4 long years of hoping, praying, & frustration; it was our time to leave the 5bedroom house we'd shared with my inlaws. We paid the downpayment, 1st year's taxes, & staid in 2bedrooms & a bathroom. We fought, argued, & even shared a few laughs. But now it's over. I don't have to answer to anyone but God, my hubby, & my kiddos. I don't have to explain what I'm doing or why. I can have things the way I want them.

One of the many things that made living with my MIL next to impossible for me was the fact that I could not make her understand that I needed things to be set in 1 place & left there. I don't mind sharing but I want to find what I need when I need it. My frustration was almost unbarable at times, but God never gives us more than we can handle. He had many lessons for me & he put me in the house with someone who could teach me whether I liked it or not. I hope I was able to teach her something that would benefit her too.

I never realized that in my anticipation of our upcoming move. I had purchased many a dish, saved every box we ever got in the mail, & crammed my computer full of recipes, tips, & resources to use whenever that day came. Truth is, I'm glad I did.

We've been in our 2bedroom apartment for 1 week & a half now. & I'm sooo happy. I cook, clean, & do what I need to do much better than I did before. I had time to learn, grow, & adapt.

God knows why he does what he does. I may have lost all the money I had, but I gained priceless experience that has made me a better person, wife, daughter, mommy, & even though I didn't understand it then, I look back & see what God wanted of me. I've learned so much from all the bad experiences. I don't ever want to be in a situation like that again. But I can certainly be grateful for what I have now. I praid, ranted, raved, cried, then I put it in God's hands. I'm not going to say that I didn't take it back, cause I'd be lying through my teeth. I did that several times. But ultimately I gave it back to Him when I was done.

I am blessed to have my sweet yet simple apartment, with my sweet yet simple furnature, & my many baking dishes. lol But over all God has blessed the PinedaFamily5 with a place that meets our needs, & wants, but is perfectly sized for us. My God knows me, He knows my thoughts & Prayers, & He has blessed us in so many ways.

I think that sometimes we have to be broken down & rebuilt from the ground up. That is exactly what this experience was for me. I was broken & rebuilt, some old parts, some new parts, & a few gaps for filling in later. it wasn't easy, it wasn't pretty, & it wasn't my way; it was however God's hand that lead me to where I am & it will be God's hand that guides me to where I need to go. So as I've said before,
"experience is the best teacher, even if it means making mistakes."
& as long as I have God on my side, _ALL THINGS ARE POSSIBLE.

Bad days are for learning, good days are for enjoying, & no day is a waste because they all come together to make us who we are.

That's my latest testemony, & I hope that it helps you in some way. If you are in a situation you aren't happy with, try as much as possible to take in all there is to learn from it, & always keep your faith. We may not be ready for what God has in store for us yet, but  when He's ready, & only when He's ready We will see what that is.

I wish you happiness, joy, & strength in the Lord.

Make it a great day!

You Are My Son Shine

Mom, you’re making me funny! He says as he laughs at the joke I read off the kid’s site we’re looking at.
I smile & pat him on the shoulder, “Jojo I’m making you laugh?”
He looks at me but the whole moment is spoiled. “I was saying that!” he says now frustrated with me.
As I’ve mentioned before, I have 2 sons. One of them is vision impaired & the other has an auditory processing disorder accompanied by a language delay. My 8 year old speaks the way a 3-year-old should. There are so many different ways he says the same thing, yet he can quote a movie word for word seeing it only once. He can recall things from years ago but can’t remember what I asked him to do 5 minutes ago. He has taught me so much about life, learning, & above all patience.
I always knew Jojo was a little different, even though he was always getting in to things, always curious, but I didn’t begin to understand until he had turned 3 & wasn’t speaking but a few words. I talked, read, sang, & played with him everyday. But his brother excelled & was (still is) advanced for his age. Jojo on the other hand couldn’t grasp audio concepts, like picking out sounds from a set, hearing his name when the TV was on, or even following directions in a series. He still can’t do most of these things. I’ve tried many techniques & found some that work for us, and, some that don’t. But isn’t that what parenting is, trial & error until you find something that works for your family?
It took me a long time to even begin to understand what Jojo & I were dealing with. I’ve had no medical, therapeutic, or other intervention other than a school district evaluation when he was 4 that was a complete waste of our time & theirs since all they cared about was that he had a set of words he used as aposed to pointing & grunting, & that he could pick out colors when prompted; & another screening when he was about 5 years old that lead us to a SLP (speech & Language Pathologist) who had nothing on her mind other than insurance money. So needless to say those got us nowhere. So, I put him in school as planned & found out fairly quickly that _that was not going to work.
All through his kindergarten year & half way through his 1st grade he struggled with simple reading & mathematic concepts, behavior, & just about everything else. I was called in to the school office & parent teacher meetings several times through out the year. His teacher was an unfriendly “lady” who would call to yell at me over the phone on several occasions, & she saw it fit to make him eat his lunch in the nurse’s office, “as a precautionary measure to prevent him from getting in trouble”. I spoke to many a supervisor, including a YMCA supervisor to deal with a director of the afterschool program who didn’t particularly care for my son, & was determined to kick him out of “her” program. This particular director was so mean to him that he would wake in the middle of the night with nightmares crying:
“I don’t have any puzzle pieces! I don’t have them see? Look my hands are empty!”
My heart ached for him & since I was working at the time & I saw no way to fix this problem. I went to prayer & asked God to guide me through this. Soon after that, I started hearing, reading, & just about tripping over information on home schooling. It seemed that everywhere I went someone or something was talking about home schooling. Even at work. Shortly after my plea for help, I was booking a reservation for a lady who was telling me that she homeschooled her daughters, & that because they had annual passes to the local amusement park they would go every Monday to learn from the drawing academy there.

So I looked up, & said aloud, “Ok Lord, I can take a hint.”
The following week, I spent gathering information, planning, & then I quit my Job. I walked in the request for my children’s school records & handed it to the principal myself. I wasn’t about to let anyone mistreat my baby anymore. Once I started working with him at home, I realized that in the year and a half that the school had to teach him, they taught him nothing. He had the same knolege he started with & that’s where our home school journey began.
I tripped & fell; I slipped & slid, but Thankfully the meltdowns have stopped, & Almost 3 years later we’re finding our way to _our education. I may know how to read & right, but I’m finding that I still have much to learn, & Thanks to my babies, I will continue to learn for them, but most importantly with them.

I’m now developmentally dealing with a 9/12-year-old, an 8/4-year-old & a typical 5-year-old. They are the 3 cherubs God sent me & I’m determined to raise them right. It’s not easy, I pray a lot & I try to learn all I can from them, but I think the biggest lesson I’ve learned & have even taught some people is that not all learning is done behind a desk, in a book, or in a group setting. I know someday my kids will have to go out in to the real world, so why not start there. I love that we can take our education out of the box & run with it. This is our light & we’re going to let it shine for all to see.
That’s the part of our story we know so far. I’ll add more to it as we grow & change & as God sends us where we need to go. If you have any suggestions, resources, or just ideas that might work, please share them & your stories with me. The reason I’m sharing is to let other’s know I am here & maybe just maybe make a difference in someone’s life.
Take care, God Bless, & make it a Great day!

A Message from God - while cleaning out a deep-freezer

Today was the _stinkiest day I've had in a loooong, time.
Why?
Because I spent the better part of my afternoon cleaning out a deep-freezer.
A few weeks ago, my son came in from the garage where I had sent him to retrieve a bucket of cookie dough. "Mom the fridge stinks!" he said holding his noes.
Upon investigation of this "stink" I found that my inlaws had disconnected my freezer. (gee thanks.) so the food, (3 trashbags full, as we would find out later) had all spoiled.Needless to say, nither one of us was looking forward to cleaning that out.
Lesson #1. Procrastination only makes things worse.
My brother inlaw (who has been nothing but kind through all this) reconnected the unit. But, that only refroze the now bad food. (yuck!)
Lesson #2. Lazy people work harder.
When we finally decided to tackle the problem, the smell was as expected, not pleseant but still barable. Problem was, we couldn't take anything out since it had all frozen solid. (Eeeeewww!)
So we had to leave it to defrost overnight. After running out of excuses, my husband & I looked at each other & went out to the garage, opened the freezer to find the smell had increased significantly. We held our breath & got to work.
Lesson #3. it's me & hubby against the world. Or, noone will care for your things the way you do.
We spent 2hours defrosting, tossing out food, & sopping up water from the bottom of the unit. (ug!) but in reaching down to the bottom to pull up slimy packets, I bruised my rib cage, & pulled a muscle in my arm. I had to throw out 3 trashbags of food that otherwise could have been eaten.
Lesson#4. Who I was meant to be.
Sometimes God will put us in a place we _hate for our own good. This is 1 of those times. I've lived in a hous we share with my inlaws for 3 years. It's finally coming to an end. Although I have learned lots during this time. I saw all this food go to waste, (we paid $2600 at the time) I thought about all the fights & arguments, All in a moment of reaching for another defrosted packet; & then I thought about how I used to be. Outspoken, strong, sassy, &... then ... it hit me. That's how God wanted me to be. Stand up for me&mine, be loving but strict, & most of all not a push over like I had been for the past few years.
So, here's my challange to you & me. Be you, if you don't like something make it known, stand for what you believe in, & know that God is on your side. Live, Love, & Light the way for your children so that they will gro to do the same.
Don't let yourself be belittled like I did. Stand tall & strong.
Make it a grate day!

my forgotten blog & what I've learned

Today I had to laugh. I found my blog again. I had lost it in may of last year, started another, only to find that _nothing I had written over the past 10 yes 10 months had posted live, start another to find that I couldn't download the client to use it, (can we say arg?) & then.. so, here I am looking through someone's posts, & it occurs to me that I had a blog on here too.
What I've learned is, how to tweet, how to facebook, & most of all how to find my way back to my long lost blog. I think I'd better keep better track of my info. lol oh well, you know what my modow is,
"experience is the best teacher, even if it means making mistakes" - author unknown.
Note: I hate to find a blog I love, only to see that the last post was _um 10 months ago.